Payments & Financing

Flexible monthly payments with Humm

Great skin is a journey, and the right plan is an investment in yourself. With Humm, you can spread the cost of your treatment or course over manageable monthly payments — so you can start your plan now and pay over time.
As with everything at FILO, there’s no pressure and no hidden detail. You’ll see exactly what you’ll pay each month, and the full cost, before you commit to anything.

How it works

  1. Choose your treatment or plan. Built with you at your free skin analysis — based on your skin, goals, and budget.
  2. Apply with Humm in minutes. In clinic or online. Humm runs a quick eligibility and affordability check and gives a decision on the spot.
  3. Spread the cost over up to 12 months. Choose the repayment length that suits you. Your monthly amount and total cost are shown clearly before you agree.
  4. Start your treatment. Once approved, begin straight away and pay in monthly instalments.

Representative example

Spreading the cost over 12 months is a credit agreement, and interest applies at the standard APR. Here’s how a typical plan looks:

Treatment cost €995. Pay €87.18 per month over 12 months. Total amount payable €1,061.14.

Your actual monthly amount depends on the treatment cost and repayment length you choose, and will always be shown to you in full before you agree.

Good to know

  • Available to residents of the Republic of Ireland aged 18 and over.
  • All applications are subject to status and an affordability assessment by Humm.
  • Can be used towards treatments, courses, and plans at both our Cork and Dublin clinics.
  • Interest applies on 12-month plans at the standard APR; full repayment details are confirmed by Humm before you sign.
  • Humm is the lender and is responsible for the credit agreement. FILO does not provide financial advice.

Frequently asked questions

Is Humm interest-free?

Longer plans, including 12 months, carry interest at the standard APR. We’ll never hide this — your monthly payment, the total cost, and the APR are all shown clearly before you commit.

What can I use it for?

Any treatment, course, or plan at FILO. It’s especially helpful for treatment courses and our more advanced laser and skin-tightening treatments.

How do I apply?

Just ask our team at your appointment, or apply online. The check takes only a few minutes and you’ll get a decision straight away.

Will applying affect my credit?

Humm carries out an eligibility and affordability check as part of any credit application. If you have questions, Humm’s team can explain before you proceed. Learn more about Humm at shophumm.com/ie.

Ready to begin?

Start with a free, no-obligation skin analysis. We’ll build a plan around your skin and your budget — and if Humm suits you, we’ll help you set it up in minutes.